When shopping for home insurance, you may be asked if you’re also interested in umbrella insurance. While umbrella insurance and home insurance are different, some homeowners find it challenging to understand how these two policies relate and why they are sometimes purchased together.
The agents at the Washwick Agency, serving Bethlehem, NH, are available to answer your questions and help you decide if umbrella insurance is right for you. This article will provide more information about umbrella insurance, aiding your decision-making process when purchasing your insurance policy.
Understanding Umbrella Insurance
Umbrella insurance extends liability coverage beyond that provided by your home or auto insurance policy.
Why Consider Umbrella Insurance?
Many people opt for umbrella insurance to safeguard their assets. Rental property owners often get umbrella insurance to protect themselves from liability associated with these properties.
You may want to consider umbrella insurance if you have significant wealth to protect, participate in high-risk activities (like hunting), or own high-risk items (like a trampoline).
Benefits of Umbrella Insurance
Umbrella insurance can protect your assets under certain conditions. If someone gets injured at your house and their claims exceed your home insurance bodily injury liability, umbrella insurance can be beneficial. People often choose umbrella insurance for peace of mind.
How to Get Umbrella Insurance
If you’re interested in umbrella insurance, contact the professionals at The Washwick Agency, serving Bethlehem, NH. Call today to get started.
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