Umbrella Insurance

When someone mentions investments, you probably think of a 401K, the stock market, or retirement plans. Most people do not immediately think about insurance, but insurance is an intelligent way to invest money. At The Washwick Agency, serving Bethlehem, NH, Riverhead, NY and the surrounding areas, we want to help you better understand how insurance products like umbrella insurance are an intelligent investment.

A Smart Insurance Addition

Umbrella insurance is a unique insurance policy that can be added to other policies. Each type of insurance policy you have will have a coverage limit. If the expenses resulting from a claim are more than the coverage limit, you could be left with remaining liabilities. Without an umbrella policy, you would be held responsible for the rest of this amount. This could place a financial hardship on you and your family.

Easily Add to Most Policies

An umbrella policy can be added to most types of existing insurance. Health, life, home, auto, and others can be further enhanced with an umbrella addition. You can talk with an insurance professional at our office to learn precisely how much coverage you may need. They will be able to advise you on how to get the most benefit out of this product.

A Helping Hand for Everyone

Umbrella policies are often recommended for people with many savings or investments they would like to protect from liability claims. If you are held liable for further expenses, savings, investments, and even retirement could be in danger.

An umbrella policy can be helpful for anyone who wants to invest in their financial future. This truly is an investment because you are safeguarding your financial health for the future.

If you want to learn more about umbrella insurance or any of our other insurance products, don't hesitate to contact us at The Washwick Agency, serving Bethlehem, NH, Riverhead, NY and the surrounding areas. We will be happy to answer your questions.