For most riders in Bethlehem, NH, motorcycle insurance isn’t required by law. New Hampshire motorcyclists should still be aware of its benefits and their legal obligations in an accident. There are also some situations when the state government or a bank does require this form of coverage.
State Requirements
The Granite State expects people to prove that they’re insured if they’ve committed serious vehicle-related crimes in the past. Examples include driving recklessly more than once or driving while intoxicated. The same goes for leaving an accident scene without taking the necessary steps. You can find out if you must have coverage by looking at your Driver Record Report.
Did you take out a loan to buy your bike? If so, you may be required to have motorcycle coverage. Many lenders require it because they want to make sure you can still repay the loan after a serious accident. Check your loan documents to see what type of insurance you need.
Responsibility
If you cause a motorcycle accident in New Hampshire, you are responsible for reimbursing other motorists’ losses. Your assets could be seized, and you might lose your license if you can’t do so. Adequate insurance shields you from most of these risks and burdens.
Benefits
Insurance also protects you from losses related to things like fire, single-vehicle crashes, and motorcycle theft. Keep in mind that you’ll need comprehensive coverage to qualify for some of these benefits. Even if nothing bad happens, you’ll experience greater peace of mind whenever you ride your bike.
Consult With Us
If you’d like to start enjoying the benefits of motorcycle insurance, turn to The Washwick Agency. We offer dependable coverage at competitive rates to residents in the greater Bethlehem, NH region. To request a quote or learn more about our insurance services, reach out to us today at The Washwick Agency.
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